PM Vishwakarma Yojana for Jeevika Didi 2026 — Free Training, ₹15,000 Toolkit, Loan Up to ₹2 Lakh & ₹500/Day Stipend for Bihar’s SHG Women
Scheme Overview — What is PM Vishwakarma Yojana for Jeevika Didi?
PM Vishwakarma Yojana is a flagship Central Government scheme launched to support traditional artisans and craftswomen across India by providing them with financial assistance, skill training, toolkits, and market access. The scheme is run through the official portal pmvishwakarma.gov.in and covers 18 categories of traditional trades.
In a significant move for Bihar’s rural women, the Bihar State Government has now formally linked this scheme with Jeevika Didis — women who are members of Self Help Groups (SHGs) operating under the JEEViKA (Bihar Rural Livelihoods Promotion Society) programme. This integration means that Jeevika Didi members now have a direct, structured pathway to access PM Vishwakarma benefits through their existing SHG network.
The scheme is particularly impactful for women in rural Bihar because it combines multiple forms of support in one package: free training, a daily stipend during training, a government-recognised certificate, a free toolkit worth ₹15,000, a low-interest business loan, and marketing support for their products. No single scheme in recent years has offered this level of comprehensive support specifically targeting traditional craftswoman in rural areas.
| Detail | Information |
|---|---|
| Scheme Name | PM Vishwakarma Yojana (PMVY) |
| Initiated By | Government of India (Central Scheme) |
| Bihar Integration | Jeevika Didi (SHG Women) — JEEViKA Programme |
| Target Beneficiaries | Women members of Jeevika Self Help Groups, Bihar |
| Application Mode | Offline via CSC (Common Service Centre) |
| Official Portal | pmvishwakarma.gov.in |
| State | Bihar (Jeevika integration) — scheme available pan-India |
| Key Benefits | Training + Stipend + Certificate + Toolkit + Loan + Marketing Support |
| Trades Covered | 18 traditional artisan/craftsman categories |
| Family Restriction | One female member per family |
Complete Benefits — Everything a Jeevika Didi Gets Under This Scheme
PM Vishwakarma Yojana for Jeevika Didi provides 5 major categories of benefits — all designed to support a woman from learning her trade all the way to running a successful small business. Here is a detailed breakdown of each:
Beneficiaries receive a collateral-free business loan of ₹1 lakh in the first tranche. After successful repayment and business growth, a second tranche of up to ₹2 lakh is available. The interest rate is heavily subsidised — significantly lower than market rates — making it genuinely accessible for rural women starting a small enterprise.
Women receive completely free, structured skill training in their chosen traditional trade — whether it is tailoring, embroidery, beauty work, carpentry, pottery, or any of the 18 covered categories. The training is conducted at government-approved training centres close to their home district so women don’t need to travel far.
After completing training, each beneficiary receives a toolkit grant of up to ₹15,000 — provided as a direct e-voucher or direct bank transfer — to purchase the tools and equipment required for their specific trade. A tailor gets a sewing machine; a carpenter gets basic woodworking tools; a cobbler gets their shoe-making equipment. This removes the biggest barrier to starting a small business: the upfront equipment cost.
On completing the skill training, women receive a government-recognised PM Vishwakarma Certificate — an official document that validates their skill level and trade expertise. This certificate can be used to apply for more advanced training programmes, access government schemes requiring skill certification, or demonstrate credibility to customers and buyers.
Marketing Support & Raw Material Access
18 Eligible Trades — Which Occupation Qualifies?
PM Vishwakarma Yojana covers 18 traditional artisan and craftsperson trades. Jeevika Didi members whose primary occupation falls into any of these categories are eligible to apply. Here is the complete list:
Who Is Eligible — Detailed Criteria for Jeevika Didi
Core Eligibility Requirements
Required Documents — Complete Checklist
Before visiting your nearest CSC centre to apply, collect and organise all the following documents. Missing any one document can delay or prevent your registration.
How to Apply — Step-by-Step CSC Application Process
The application for PM Vishwakarma Yojana (for Jeevika Didi) is not done online independently — it is done through your nearest CSC (Common Service Centre), where a trained operator completes the digital registration on your behalf on the official portal pmvishwakarma.gov.in. Here is the complete process:
What Happens After Registration — Full Journey Explained
Registration at the CSC is just the first step. Here is what happens next — the full journey from registration to receiving your benefits:
Important Links
Frequently Asked Questions
Conclusion — A Complete Financial Empowerment Package for Bihar’s Jeevika Didis
PM Vishwakarma Yojana for Jeevika Didi 2026 is one of the most comprehensive government support packages ever offered to rural craftswomen in Bihar. It does not just give money — it builds a complete pathway from learning a skill to running a self-sustaining business.
If you are a Jeevika Didi engaged in any of the 18 traditional trades, this scheme was made for you. Visit your nearest CSC centre, take your documents, and register before others in your block do — this opportunity can change the financial future of your family.
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